Divitia’s SME Loans are tailored financial solutions designed specifically for small and medium-sized enterprises. We understand that every business has unique needs, which is why our loans are flexible, accessible, and focused on helping you achieve your business goals. Whether it’s for day-to-day operations or long-term investments, we’re here to support your success.
Repayment terms that adapt to your cash flow cycles.
Borrow amounts from K10,000 to K500,000 to take your business forward.
Affordable financing that doesn’t strain your resources and transparent terms with no hidden fees.
Applications are reviewed and approved within quickly to ensure fast disbursement.
Our SME Loans are designed to address a wide range of business needs. Here’s what you can achieve with Divitia’s SME Loan:
Divitia’s SME Loans are open to a wide range of businesses in Zambia. Here’s what you need to qualify:
Are you eligible? Below is the list of eligibility criteria you must meet
For quick loan approval, the following documents are be required to be eligibile
Use our loan calculator to estimate your monthly repayments and see how our flexible options can work for you right where your business is.
Equated Monthly Installments (EMI):
ZMW 0
Total Amount Payable:
ZMW 0
Principal:
ZMW 0
Interest:
ZMW 0
At Divitia, we’ve designed a straightforward process to help SME owners access financing quickly and efficiently. Follow these simple steps to access the funding you need.
Start by assessing your business requirements. Determine the loan amount you need and the purpose of the funding—whether it’s for inventory, payroll, or expansion. Gather the necessary documents ahead.
Apply online through our website or visit one of our office in person. Provide accurate information about your business and attach the required documents.
Once your application is submitted, we’ll review immediately. After approval, the funds will be disbursed directly to your account, allowing you to focus on growing your business.
We know you might have questions about how the SME loan works. Here are some of the most common queries and questions.
