Whether it’s your first car or the next step in growing your business, owning a vehicle doesn’t have to be complicated. Divitia provides financing options that fit your needs, so you can focus on the road ahead.
Our motor vehicle loans are tailored to help you purchase new or pre-owned vehicles with ease. Whether you need a personal car, a business van, or a delivery truck, we’ve got you covered with competitive rates, quick approvals, and repayment options that work for you.
Enjoy predictable monthly payments with our competitive fixed interest rates.
Access substantial funding to purchase your dream vehicle or grow your fleet.
Get a quick decision and move forward with your purchase without delays.
We keep things simple and honest, so you know exactly what to expect.
Applying for a motor vehicle loan with Divitia is simple and straightforward. Learn about the eligibility criteria and required documents to ensure you’re ready to start your application.
Are you eligible? Below is the list of eligibility criteria you must meet
For quick loan approval, the following documents are be required to be eligibile
Use our loan calculator to estimate your monthly repayments and see how our flexible options can work for you. Planning your vehicle financing has never been simpler.
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Our streamlined loan application process ensures you can move from planning to purchase in just a few steps.
Complete our simple application form, which can be done online or at one of our branches. Make sure to attach all required documents, including proof of income and a quotation from the vehicle dealer.
Once we receive your application, our loan specialists will review it promptly. Most applications are approved within 48 hours, ensuring you can proceed with your vehicle purchase without unnecessary delays.
After approval, the loan amount will be disbursed directly to the dealer or your account, depending on your arrangement. You can then finalize your purchase and take ownership of your vehicle.
We know you might have questions about how our motor vehicle loans work. Here are some of the most common queries and questions.
You can finance both new and pre-owned vehicles, depending on your needs. Whether you’re purchasing a personal car for everyday use, a commercial vehicle to grow your business, or a specialized vehicle for specific operations, Divitia’s motor vehicle loans are designed to accommodate a wide range of options.
We strive to make the approval process as quick and seamless as possible. Once you’ve submitted your complete application along with the required documents, our team will review it and provide a decision within 48 hours.
Yes, the vehicle being financed typically serves as collateral for the loan. This means that while you enjoy the benefits of owning and using the vehicle, it is held as security until the loan is fully repaid. This arrangement ensures a straightforward and secure process for both parties.
Absolutely! We encourage responsible financial management, and our loans allow for early repayments without any penalties. By paying off your loan early, you can save on interest and gain full ownership of your vehicle sooner. Simply reach out to our team to discuss the process and update your repayment schedule.