Whether you’re employed or running your own business, Divitia’s Personal Loans are here to support your financial needs. With flexible terms and quick approvals, we make borrowing easy for everyone.
Designed to accommodate a variety of individual circumstances, our loans ensure that you can access the funds you need for emergencies, projects, or personal goals. With competitive rates, quick approvals, and personalized terms, we’re committed to helping you achieve your financial objectives.
Competitive rates and flexible repayment terms designed to make borrowing stress-free.
Borrow amounts from K1,000 to K20,000 for your plans or to handle those emergencies.
Affordable financing that doesn’t strain you and transparent terms with no hidden fees.
Get your application reviewed, approved and access your loan within 24 hours.
Whether you’re employed or self-employed, Divitia makes it easy for you to qualify for a Personal Loan. Here’s what you need to know:
Are you eligible? Below is the list of eligibility criteria you must meet
For quick loan approval, the following documents are be required to be eligibile
For quick loan approval, the following documents are be required to be eligibile
For quick loan approval, the following documents are required to be submitted
Use our loan calculator to estimate your monthly repayments and see how our flexible options can work for you right where your business is.
Equated Monthly Installments (EMI):
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Total Amount Payable:
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Principal:
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Interest:
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At Divitia, we’ve designed a straightforward process to help you access financing quickly and efficiently. Follow these simple steps to access the funding you need.
Submit your application form along with the required documents. Whether you’re an employee or self-employed, our process is designed to be quick and hassle-free.
Our team reviews your application and provides a decision within 24 hours. Self-employed applicants may require additional verification to assess income.
Once approved, your loan is disbursed promptly, so you can address your financial needs without delay.
We know you might have questions about how our Personal Loans works. Here are some of the most common queries and questions.
Yes, Divitia’s Personal Loans are open to both employees and self-employed individuals. Self-employed applicants must provide proof of income, such as bank statements or invoices.
Loan amounts range from K1,000 to K20,000, depending on your financial profile and repayment capacity.
Repayment terms are flexible, depending on the loan amount and your financial situation.
If you miss a payment, we recommend contacting our team immediately to discuss alternative arrangements. Late payments may incur additional charges and affect your credit profile.
Yes, you can repay your loan early without penalties, helping you save on interest.